When must you report an accident to the police?

Reporting an accident to the police is essential, especially when there are injuries or significant property damage involved. This is crucial for a few reasons. First, having an official police report can help establish the facts of the incident for insurance claims, making the process smoother for all parties involved. Second, it ensures that any injuries are documented officially, which is important for medical treatment and potential legal issues that may arise after the accident. Additionally, police can collect evidence, witness statements, and determine fault based on the information gathered at the scene, which can be vital in resolving disputes between drivers.

While there are circumstances where police may be contacted even for minor accidents, the requirement to report centers around the presence of injuries or substantial damage. In contrast, the other options do not adequately cover the circumstances that necessitate police involvement and may lead to misunderstandings about responsibilities in the event of an accident.