What type of insurance is required to drive in Puerto Rico?

In Puerto Rico, liability insurance is the type of coverage required by law for all drivers. This insurance is essential because it protects the driver from legal responsibility for damages or injuries caused to other people in the event of an accident. Liability insurance typically covers the costs associated with bodily injury and property damage that the policyholder might cause while operating a vehicle.

Having liability insurance ensures that drivers can legally operate their vehicles on public roads and provides financial security to victims of accidents caused by insured drivers. While other types of insurance, such as comprehensive, collision, and personal injury protection, offer additional coverage options, they are not mandated by law for all drivers in Puerto Rico, making liability insurance the critical component of legal vehicle operation.